0507392 20240103222402.720190807235959.9 000385239500064 6 s. C cav_un_epca*0507391978-80-7494-296-9371-376LiberecTechnical University of Liberec2016KocourekA.VavroušekM. Loan debtor installments multistage stochastic programming cav_un_auth*0101122 Department of Econometrics 100 Kaňková Vlasta UTIA-B Ekonometrie Department of Econometrics E E K Ústav teorie informace a automatizace AV ČR, v. v. i. http://library.utia.cas.cz/separaty/2019/E/kankova-0507392.pdf cav_un_auth*0321097 GA15-10331S GA ČR People try to gain (in the last decades) own residence (a flat or a little house). Since young people do not posses necessary financial resources, bank sector offers them a mortgage. Of course, the aim of any bank is to profit from such a transaction. Therefore, according to their possibilities, the banks employ excellent experts to analyze the financial situation of potenitial clients. Consequently, the banks know what could be a maximal size of the loan (in dependence on the debtor's position, salary and age) and what is reasonable size of installments. The aim of this contribution is to analyze the situation from the second size. In particular, the aim is to investgate the possibilities of the debtors not only on the dependence on their present - day situation, but also on their future private and subjective decisions and on possible “unpleasant” events. Moreover, consequently according to these indexes, the aim of this contribution is to suggest a method for a recognition of a “safe” loan and simultaneously to offer tactics to state a suitable environment for future time.The stochastic programming theory will be employed to it. cav_un_auth*0333702 MME 2016. International Conference Mathematical Methods in Economics /34./ 06.09.2016-09.09.2016 Liberec CZ BB 10000 10100 10103 2020 PR RVO:67985556 http://hdl.handle.net/11104/0298680 S n.a. Proceedings Paper Economics|Social Sciences Mathematical Methods 2016 SCOPUS PUBMED 000385239500064 WOS cav_un_epca*0507391 34th International Conference Mathematical Methods in Economics Technical University of Liberec 2016 Liberec 371 376 978-80-7494-296-9 340 Kocourek A. 340 Vavroušek M.